How it works
Discover how simple it is to get a loan with PRESTIGE FINANCE EU: a clear, fast and stress-free process, designed for maximum transparency and simplicity.
Request time
Quick approval
Online process
Video: How to request a loan in 3 simple steps
A simple and fast process
PRESTIGE FINANCE EU has revolutionized the way to apply for a loan in Europe. We eliminate unnecessary bureaucracy and reduce waiting times, making everything digital and accessible.
No paperwork
No queues at branch, no paper documents to print or sign.
100% online
From application to signature, everything takes place online conveniently from home.
Quick response
Ricevi l’approvazione in tempi record: entro 24 ore dalla richiesta completa.
Total transparency
Clear conditions, no hidden costs, fixed rates communicated in advance.
The process in 4 simple steps
Scopri come funziona PRESTIGE FINANCE EU: dalla richiesta all’erogazione del prestito, in modo semplice e trasparente.
Fill out the form
Fill out our online form, we only request essential information. Fast and simple, less than 3 minutes.
- Basic personal information
- Income details
- Desired amount and duration
Immediate verification
Our system automatically analyzes the request and verifies eligibility criteria in real time, to offer you a quick and safe evaluation.
- Verifica digitale dell’identità (SPID/CIE)
- Quick credit analysis
- Solvency assessment
Electronic signature
Dopo l’approvazione ricevi il contratto da firmare digitalmente, senza carta o documenti da stampare.
- Contract sent by email
- Simple and secure digital signature
- Step by step guide
Immediate disbursement
Funds are credited directly to your bank account, normally the same day or within 24 hours from signature.
- Secure bank transfer
- SMS notification of credit
- Immediate availability of funds
Required documents
We have also simplified the required documents. For a loan application only the following basic documents are required:
Documento d’identità
Carta d’identità, passaporto o patente di guida in corso di validità.
Income document
Last payslip or income statement (for self-employed).
Bank details
IBAN del tuo conto corrente per l’accredito e l’addebito delle rate mensili.
Note: For certain types of loans (eg. auto loan, renovation) additional documents such as quotes or documentation relating to the asset to be financed may be required.
Simplified upload
You can upload your documents directly from your smartphone, tablet or computer. We accept JPG, PNG or PDF files.
Your documents are protected by advanced encryption and are automatically deleted after processing.
Your loan history
Here is a chronological overview of the approval and disbursement process of your loan.
Request
Complete the online application form and upload the necessary documents.
Approval
Verification of information and approval of request within 24 hours.
Contract signature
Electronic signature of contractual documents and loan confirmation.
Fund disbursement
Accredito dell’importo sul tuo conto corrente entro 24 ore dalla firma.
Repayment
Start of repayment plan with direct debit of monthly instalments.
Eligibility criteria
To be able to request a loan on PRESTIGE FINANCE EU, you must meet these basic conditions:
Age
Between 18 and 75 years
Residence
Residence in Europe
Income
Stable and verifiable income (salary, pension)
Bank account
Bank account with residence in Europe
Note: Even if you have had financial difficulties in the past, we evaluate each case individually. Contact us for personalized advice.
Acceptance rate
PRESTIGE FINANCE EU accepts most applications thanks to our innovative assessment system that considers more factors than traditional banks.
Want to know if your loan request will be accepted?
Listen to our customers
Discover what customers who have already completed the process and received their loan say.
Miguel S.
"At first I was skeptical, but the process was really straightforward. I completed the application at 4:00 PM and the next day at 11:00 AM the money was already in my account. Incredible!"
Sofia R.
"I asked several banks for a car loan, but they required too many guarantees. With PRESTIGE FINANCE EU it was simple and fast. The consultant was very helpful."
António E.
"I consolidated all my debts into a single payment and reduced my monthly payment by over 200 €. The process was clear and everything was explained to me in detail."
Frequently asked questions
Here are the answers to the most common questions about the loan application process.
How long does the entire process take?
The process is extremely fast:
- Application completion: approximately 3 minutes
- Verification and approval: within 24 hours of request
- Electronic signature: 5-10 minutes
- Fund disbursement: within 24 hours from signature
In many cases, less than 48 hours may pass between the request and the credit of funds.
Do I need to go to a branch to sign documents?
No, the process is completely digital. Signing takes place online via a simple and secure procedure:
- Receive the contract by email
- Follow the instructions for electronic signature
- Confirm your identity with an OTP code sent to your mobile
Electronic signature has the same legal value as a handwritten signature, but is much more practical and faster.
How is my identity verified online?
We use a secure and legally compliant procedure for identity verification:
- Verification of uploaded identity document
- Cross-comparison with entered data
- Bank account verification
- In some cases, quick video identification
Everything happens automatically and quickly, with maximum security and in compliance with anti-money laundering regulations.
Can I request a loan if I had credit problems in the past?
Yes, we evaluate each request individually:
- We consider your current situation, not just the past
- If you have had small payment delays, it may not be a problem
- For more serious problems we assess your current repayment capacity
Our approval algorithm is more flexible than that of traditional institutions. Contact us for a personalized evaluation.
What happens if I have difficulty paying a monthly installment?
We understand that temporary difficulties may occur:
- Contact us immediately if you have difficulties
- We can offer flexible solutions, such as deferring an instalment (maximum once a year)
- For more serious difficulties, we develop a personalised repayment plan together
Our priority is to help you manage your loan without stress. Timely communication is essential to find the best solution.
Do you have any other questions about our process?
Ready to request your loan?
It only takes a few minutes to complete the application and receive your loan within 24-48 hours. Our process is secure, fast and completely online.
